Cash loans till payday services are short-term cash loans offered to people who need to tide things over until their next payday. These are easy solutions to temporary financial crunches and as credit check is not mandatory almost anybody can secure the loan.
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People can obtain $100-$1500 and have to pay a fee ranging from $15-$30 for each $100. They can borrow for a period ranging from 7-14 days and can extend it for up to 30 days for an additional fee. No paper work, no collateral and no credit checks have made such loans immensely popular. There are many payday cash loan services you can find online through search engines or the links at the bottom of this article.
Eligibility Criteria
o Cash loans till payday services are available to all US citizens who are above 18 years of age.
o They need to have a fixed monthly income of $1200 or above.
o Must have a valid bank account with direct deposit.
Application
Applying for a cash advance loan is fairly easy. Gone are the days when you had to visit the local store physically, stand in queues and fill in lengthy application forms. Now you just have to get online and fill in a brief application form without faxing any documents or paperwork. Just make sure you provide correct details as they will be verified electronically and if found inaccurate your application will be rejected.
Securing The Loan
Cash loans till payday services have made life easier for people who have no access to other forms of credit. People with bad credit can also qualify for the loan. After their application is verified, the loan will be deposited in the bank account within 24 hours. It can be handy to pay for the concert tickets that your children desire to watch so badly. Perhaps you can go watch Bon Jovi with your old buddies and reminisce those good old days of college!
Repayment
Repaying the cash loan is done via post-dated checks or by authorizing the firm to debit the sum from your account on its due date. If it is not possible to make payments, be sure to contact the firm and ask for an extension. An additional fee will be charged for extending the loan of course.
Cash loans till payday services are reliable credit options as long as you make the payments on time. They are only temporary solutions and if you keep extending the loan the comparatively high APR can soon become a source of concern. Hence, it is recommended that you borrow only as much as you can afford to repay.
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